Insights / Vibe Journal

Notes from building fintech rails and enterprise platforms with Human + AI delivery — scope, test, govern, repeat.

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By Team · 2025-07-11 · Fintech

What After Vibe coding: Theecode’s Next Evolution

Every company has defining moments that shape its identity.

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By Khaleel · 6 min read · Human + AI

What After Vibe: The Human + AI Delivery Loop

How we scope → generate → test → ship → measure using AI copilots and automated QA in real teams.

Sprint pods / scrum team
By Team · 4 min · Delivery

Go Live in Days: How Sprint Pods Actually Work

Interfaces for velocity, automated QA gates, and the governance we rely on.

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LOS/LMS platform illustration
By Arun · 7 min · Fintech

Designing an LOS/LMS You Can Actually Operate

Operational guardrails, explainability, and deployment hygiene for a lender stack.

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Decision-driving analytics
By Miguel · 5 min · Enterprise

Dashboards That Drive Decisions (Not Just Reports)

From data sprawl to role-based visibility across plants and regions.

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Embedded finance programs
By Arun · 6 min · Fintech

Embedded Finance: Shipping Card Programs Without Chaos

KYB, issuing, settlement — and the integration patterns we’ve learned.

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Real-time KPI analytics
By Team · 5 min · Enterprise

Realtime KPIs: Building Pacelab’s Analytics Layer

Schemas, pipelines, and dashboards that people actually use.

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By Team · 2025-07-11 · Fintech

The Rise of Human + AI Engineering

Engineering has always been about harnessing tools to extend human capabilities.

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By Team · 2025-07-11 · Fintech

Building for Fintechs — Lessons from M2P and Beyond

Fintechs sit at the intersection of finance and technology, leveraging software to disrupt traditional financial services.

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By Team · 2025-07-11 · Fintech

Theecode × Glenzy: Product Meets Platform

In today’s digital economy the lines between software products and the platforms they sit on are increasingly blurred.

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By Team · 2025-07-11 · Fintech

Designing a Loan Origination System Beyond Origination

Loan origination is often seen as the glamorous front door of lending: the moment when a new borrower signs up, submits documents and receives an approval.

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By Team · 2023-07-29 · Fintech

Enhancing Lending Efficiency: The Key to Reducing Delinquency with a Robust Collection System

When extending credit, it is indeed crucial to ensure that loan repayments are collected promptly. However, imagine a scenario where a lending institution processes thousands of loans each month.

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By Team · 2023-04-04 · Fintech

B2B2C business model in Lending

Running a successful business is no easy feat, and there are many factors that can hinder its success. In the lending industry, this is especially true, with a crowded market and ever-changing customer expectations.

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By Team · 2023-03-24 · Fintech

How can a Lender utilize LMS to Enhance Lending Operations?

The lending process may seem simple on the surface - a borrower requests a loan, undergoes verification, receives approval from the lender and then repay the principal amount along with interest.

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By Team · 2023-03-20 · Fintech

Vertical SaaS: A Game-Changer for the Lending Industry

In the current decade, technology has become an integral part of most businesses and companies. This has led to the emergence of various forms of technology, with one of them being vertical SaaS.

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By Team · 2023-03-10 · Fintech

Is FedNow a US Adaptation of UPI? Know the Difference

In recent years, digital payment adoption has become a global phenomenon, prompting countries and states to strive for efficiency, speed, and security.

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By Team · 2023-02-22 · Fintech

From paper to Digital - Journey of Lending Business

The lending business has come a long way from paper-based processes to digital lending platforms. In the past, getting a loan was a cumbersome and time-consuming process.

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By Team · 2023-02-13 · Fintech

Future Prediction of Lending Market in 2023

With the arrival of a new year, it's time to reflect on the past and anticipate the future of the lending market in the fintech industry.

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By Team · 2023-01-26 · Fintech

Can you launch a lending business in 60 secs for free? Introducing Global Lending Ecosystem (GLENZY).

The concept of finance and technology was introduced to the world years ago and it has been booming since then.

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By Team · 2023-07-17 · Fintech

The Power of Complex Working Capital Finance: A Win-Win-Win for Banks, SMBs, and Customers

In today's dynamic business landscape, small and medium-sized businesses (SMBs) are the driving force behind economic growth.

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